Home and Building Insurance

Buildings insurance for your home not only provides you with vital peace of mind but it is also a requirement of your mortgage lender. For this reason, a policy may need to be taken out quickly once a mortgage offer is accepted and, with so much else going on, it may not get the attention it deserves. Whether you own or rent your home, contents insurance is just as vital. With record claims for floods and with burglaries being a sad fact of life, buildings and contents insurance is a necessary expense.
Time and time again, Marrs has found that by shopping around we can undercut the rates offered by the mortgage lenders' own insurance policies. Marrs also recognises that each one of our clients is unique and we will therefore tailor your policy to suit your individual needs, discussing the level of cover you will need for each aspect of your policy.

Covers Available

• Buildings

• Covers the cost of rebuilding your home in the event of perils such as fire, lightning or flood.

• Contents

• Covers the replacement of lost or damaged contents of your home.

• Accidental Damage

This cover can be included for both buildings and contents for an additional cost. An example of a buildings accidental damage claim would be if you put your foot through the ceiling whilst in the loft, and an example of a contents claim would be if you spilt a pot of paint on the carpet.

All Risks
This extension provides cover for personal effects taken out of the home e.g. an engagement ring.
Other extensions offered include freezer contents, money and credit cards and small craft.

New for Old
All contents and All Risks cover is now provided on a "new for old" basis. This means that as long as the sum insured is maintained at a level adequate to replace items as new, insurers will do so. For instance, insurers will replace that old carpet you acquired when you moved in, but which you have accidentally spilt paint on, with a brand new one.

If you would like us to obtain a home buildings and contents insurance quotation on your behalf please complete the form, which can be accessed by the link below, and  return it to us by clicking on the Submit button. Marrs will find the most appropriate cover for your requirements and one of our advisers will contact you once your information has been processed